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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Yilin Yu

Yilin Yu

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Phone: (408) 207-5635

NMLS#: 1527530

License: CA, WA

Spoken Language: English, Mandarin Chinese

Real Estate License#: 01974616

My reviews on Google

Yilin and Hoai are working very hard on my transaction, and I truly appreciate their help. They are fast, responsive, and dedicated. I look forward to working with them again
I had an exceptional experience working with my loan agent, Yilin, and loan processor, Hoai, during my recent mortgage process. Yilin was incredibly knowledgeable and patient, always ready to answer my questions and provide clear explanations. She made sure I understood every step of the process and was genuinely committed to helping me secure the best possible deal. Hoai was equally impressive, ensuring all documentation was handled efficiently and accurately. Together, they make a fantastic team, and I highly recommend their services to anyone looking for a hassle-free and supportive loan process.
As a returning customer, Yilin’s responsiveness, deep knowledge of the mortgage process, and meticulous attention to detail made everything smooth and stress-free. I highly recommend her to anyone looking for a reliable and expert mortgage broker.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 237 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

237+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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